Mobility · Car Financing
Drive Your Dream Car Today. Pay Conveniently Over Time.
Our flexible vehicle financing solutions make car ownership easier for qualified customers. Make a minimum 50% equity contribution and finance the remaining balance with structured repayment plans tailored to your budget.
About the service
Flexible Auto Financing Designed Around You
At The Negotiator International, we understand that purchasing a vehicle outright may not always be convenient. Our Car Financing solution provides qualified individuals and businesses with access to vehicle ownership through affordable and structured repayment plans.
Customers are required to contribute a minimum of 50% of the vehicle value as equity, while the remaining balance is financed through an auto loan facility.
Our financing plans offer repayment periods ranging from 2 to 36 months, allowing customers to choose an option that best fits their financial capacity.
Process
How Our Car Financing Works
Step 1
Choose Your Vehicle
Select the vehicle you want from our available inventory or vehicle sourcing service.
Step 2
Make Your Equity Contribution
Pay a minimum of 50% of the vehicle value as your upfront contribution.
Step 3
Loan Approval & Documentation
Submit required documents for assessment and approval.
Step 4
Drive Away & Repay Monthly
Take possession of your vehicle and repay the financed balance on your selected plan.
Financing example
Sample Financing Structure
- Vehicle Price
- ₦10,000,000
- Customer Equity Contribution
- ₦5,000,000 (50%)
- Amount Financed
- ₦5,000,000
- Repayment Period
- 2 – 36 Months
- Monthly Interest Rate
- 4% – 7%
Breakdown flow
Pricing
Illustrative Repayment Plans
Loan Amount: ₦5,000,000
6 Months
₦1,033,334
per month
Most popular
12 Months
₦616,667
per month
18 Months
₦477,778
per month
24 Months
₦408,334
per month
Repayment amounts are illustrative and may vary based on approved financing terms, interest rate, vehicle category, and customer profile.
Eligibility
Requirements for Financing Approval
Have the following ready to accelerate your approval timeline.
- Active bank account
- Six-month bank statement
- Bank Verification Number (BVN)
- Valid government-issued identification
- International Passport or Driver's License
- Proof of address
- Utility bill or tenancy/rental agreement
- Employment history or business profile
- Applicant must not have more than one outstanding loan
Why us
Why Finance With Negotiator International
Fast Processing
Quick review and approval process for qualified applicants.
Flexible Repayment
Choose repayment periods that fit your income structure.
Transparent Terms
No hidden charges or unexpected fees.
Wide Vehicle Selection
Finance cars across multiple categories and price ranges.
Professional Support
Dedicated financing advisors throughout the process.
Secure Transactions
Safe and compliant financing process from application to disbursement.
FAQ
Frequently Asked Questions
Trust & assurance
Financing built on integrity.
Professional financing experts
Transparent loan structure
Secure documentation process
Customer-focused support
Fast turnaround time
“The process was transparent end-to-end. I drove home a Lexus RX within a week of submitting my documents, no hidden fees, no surprises.”
Adaeze O.
Marketing Director, Lagos
“Negotiator structured a 24-month plan that actually matched my cashflow. Their advisor handled every step with real professionalism.”
Tunde A.
Founder, Logistics Co.
“I appreciated how clearly the equity, interest, and tenor were explained. Approval was quick, and the after-sales support has been excellent.”
Chioma N.
Medical Consultant, Abuja
Apply
Ready to Own Your Next Vehicle?
Take the first step toward vehicle ownership with our flexible financing solutions. Speak with our team today and discover a repayment plan that works for you.
Min. equity
50%
Tenor
2 – 36 mo
Monthly rate
4 – 7%
Approval
Fast-track